Ryt Bank has introduced Ryt Invest, a new in-app investment feature that enables users to invest from as low as RM1.
Introduced in partnership with Opus Asset Management, Ryt Bank claims to be the first digital bank to offer expert-led funds in-app and it is aimed at making institutional investment expertise accessible to Malaysians.
At launch, Ryt Invest offers three professionally managed investment options catering to different financial goals and risk appetites.
Ryt Invest SavePlus is positioned as a Shariah-compliant and lower-risk investment option with 0% sales charge and T+1 settlement across all funds.
Meanwhile, Ryt Invest Income focuses on generating steady long-term returns through diversified professionally managed investments, while Ryt Invest Gold provides gold-themed exposure across diversified assets as an additional diversification option during changing market conditions.
According to Ryt Bank, these funds are managed by OpusAsset, which currently manages more than RM10 billion in assets under management with an investment team averaging over 25 years of industry experience.
Ryt Bank Interim CEO Wilson Soon said, “Ryt Invest is not just another investment product. It is about opening access. For many Malaysians, investing has often felt too complex, too expensive, or too disconnected from everyday banking. With Ryt Invest, we are making investment expertise trusted by big institutions accessible through the same secure app customers already use to save, spend and pay.”
To encourage sign ups, Ryt Bank is also offering a limited-time guaranteed extra 1% p.a. bonus reward on customers’ total investment value with no cap.
According to the Ryt Bank, the bonus reward is calculated daily at 12am based on total assets under management and credited weekly into customers’ Ryt Pocket. Customers who have complete their first successful buy order will unlock a rolling 90-day bonus reward period.
This guaranteed extra 1% p.a. campaign runs for 90 days from 28th May 2026 until 31st August 2026, with enrolment closing on the same date. Ryt Bank added that investment orders are still processed in accordance to the respective fund terms and operational settlement timelines.
To get started, launch the Ryt Bank app, tap on Ryt Invest. From there, you can select a fund to invest and then tap on “Invest from RM1” on the fund page.
Next, complete your risk assessment, enter investment amount and then confirm your order to complete the process.
For more details, you can visit the Ryt Invest page, FAQ and refer to the campaign’s terms and conditions.
