This post is brought to you by Yes.
Every annual Apple iPhone release brings up the exact same question: you know you want the new device, but what is the smartest way for you to handle the cost? Instead of forcing everyone into a single contract format, Yes offers three tailored pathways designed around how you actually prefer to pay.
For Plan Bundlers: Infinite+

If you prefer bundling your device into an ongoing postpaid plan, Infinite+ keeps your initial outlay non-existent. You can walk out with RM0 upfront payment and spread the cost across 0% interest instalments for up to 36 months.
Your plan comes with uncapped 5g advanced data and speed with no Fair Usage Policy (FUP) limits. Plus, pre-ordering gets you an RM360 bill rebate alongside a complimentary 40W USB-C power adapter valued at RM169.
For Outright Buyers: Infinite Cashback

If you like buying your phone outright, Infinite Cashback gives you network freedom plus a monthly return. You pay the device price upfront with zero contract commitment and no exit penalties, while earning monthly cashback deposited right into your MyYes App Rewards Wallet.

For example, pairing an iPhone 18 Pro (256GB) with the Basic 58 plan earns you RM595 in total cashback. Factor in the RM360 pre-order bill rebate, and your total effective cost over 36 months can be up to RM2,395 lower than buying outright elsewhere and paying for a standard RM98/month plan.
You can even calculate your exact figures using the ILMUchat Pro, which is FREE for all Yes customers, or by checking Yes’ online comparison matrix.
For Digital Banking Users: Ryt Bank Exclusive

If you prefer managing purchases inside your banking app, Ryt Bank Exclusive offers a seamless digital checkout. You can purchase the phone directly through the Ryt Bank app with no telco contract attached.

You will earn up to 4% cashback (3% via Ryt Credit plus 1% upon activating your Yes Prepaid SIM), with the option to spread repayments over up to 24 months via Ryt Credit.
Extra Perks & Easy Financing

On top of choosing your pathway, trading in your existing phone at a Yes Store gets you up to RM500 above market trade-in value for a limited time. If you prefer spreading costs without a credit card, Ryt Credit has you covered, while credit card holders can opt for 0% interest instalments across 12 major banks.
Head over to yes.my/iphone to find the option that matches your upgrade style.






