Ant International, a digital payment and financial technology provider affiliated with Ant Group, has officially launched its Agentic Mobile Protocol (AMP) globally, a new open payment framework designed to allow AI agents to make automated purchases on your behalf.
The protocol is expanding across the Alipay+ network, partnering with global payment processors and 10 major digital eWallets including TNG eWallet in Malaysia.
Alongside the rollout, Ant International has initiated a cross-industry collaboration with Mastercard and Visa to establish a Know-Your-Agent (KYA) interoperability framework. This initiative aims to standardise how AI agents are identified, verified, and managed securely across global card networks and digital payment rails
Phase I rollout brings agentic commerce to 1.5 billion users
Launched earlier this year, AMP enables AI assistants such as chatbots or smart device agents to handle end-to-end tasks from product search and price comparison to final checkout, all without requiring you to switch between apps or re-enter payment details.
In Phase I of its global deployment, AMP is integrating with 10 digital eWallets including TNG eWallet (Malaysia), Alipay (China), AlipayHK (Hong Kong SAR), DANA (Indonesia), GCash (Philippines), KakaoPay (South Korea), MPay (Macao SAR), TrueMoney (Thailand), Toss (South Korea), and Starryblu (Singapore). Combined, these wallet partners cover approximately 1.5 billion user accounts.
To ensure widespread merchant acceptance, Ant International is also partnering with seven global payment acquirers, including Adyen, Checkout.com, Fiserv, Global Payments, Nuvei, Worldline, and Allinpay. To encourage even broader industry adoption, the core protocol has been fully open-sourced on GitHub with developer SDKs and technical documentation.
Task authorisation, AgentSafePay, and KYA security
To address security concerns around automated purchasing, AMP introduces specific guardrails to ensure you always stay in control of your funds:
- Task Authorisation over Account Access: Instead of giving an AI agent unrestricted access to your wallet, you authorise specific parameters for a task such as setting a maximum budget, specific merchant criteria, or approval conditions. You retain the ability to review, modify, or revoke the task at any time.
- Know-Your-Agent (KYA) Framework: Developed alongside Mastercard and Visa, the KYA framework establishes a digital identity for AI agents, verifying who authorised the agent and confirming exactly what actions it is permitted to execute.
- AgentSafePay Money-Back Protection: Ant International is backing AMP transactions with an AgentSafePay guarantee, offering protection and money-back coverage against AI-specific risks, such as language model hallucinations or intent deviations during complex multi-step tasks.
- Micro A2A Settlements: The protocol includes a high-frequency agent-to-agent (A2A) settlement engine capable of real-time clearing for sub-cent micro-transactions as tiny as $0.000001.
What this means for TNG eWallet users in Malaysia
Through its participation in the Phase I AMP rollout, TNG Digital is actively exploring how agentic AI can simplify everyday transactions for Malaysian users.
Alan Ni, Chief Executive Officer of TNG Digital, noted that agentic commerce has the immense potential to streamline transactions by helping users move from intent to payment with far fewer steps. He added that any future capabilities within TNG eWallet will be introduced responsibly, prioritising clear user authorisation, transparency, and strong safety guardrails to ensure a trusted digital experience.
For more details on the protocol and the wider ecosystem updates, you can visit the official Ant International website.
