[ UPDATE 09/08/2022 08:00 ] Apple Pay is finally live in Malaysia. Here’s how to add your card and start paying with your iPhone or Apple Watch.
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iPhone and Apple Watch users in Malaysia will soon be able to use Apple Pay for contactless payments. Besides Ambank, Maybank has also revealed its Apple Pay page ahead of its official launch which should be happening very soon. The page has been taken down but a cached copy is still accessible.
In case you didn’t know, Apple Pay is a secure contactless payment feature that uses NFC. This is somewhat similar to Samsung Pay which was introduced in Malaysia back in 2016. At the time of writing, iPhone users in Malaysia can’t add a credit or debit card to the Apple Wallet just yet. It is likely that Apple will have to push an minor iOS update to enable the feature.
According to the Maybank Apple Pay page, it will support both Mastercard and Visa cards which include credit, debit and even prepaid cards. This includes the Maybank MAE Debit Card as well as the Visa Manchester United Prepaid Card. Similar to Samsung Pay, Maybank American Express cards are not supported at the moment. It is also mentioned that Apple Pay is not available for Maybank and Maybank Islamic Commercial/Corporate Cards.
According to the FAQ, users will be able to add a card for Apple Pay through the MAE app by going to the Card’s dashboard, select the card and tap on “Add to Apple Wallet” widget. Users will be able to add up to a maximum of 10 Maybank Cards for Apple Pay and if you’re a Maybank Grab Mastercard Platinum Credit Card user, you can also add the card to Apple Pay while waiting for the physical card to arrive.
In terms of usage, Apple Pay is accepted at anywhere where contactless payment cards are accepted. This means it will work with terminals that can support Visa PayWave or MasterCard PayPass not just in Malaysia but overseas as well. Since Apple Pay transactions are authenticated using Touch ID or Face ID, there’s no need to enter the card PIN for transactions over RM250. If you prefer to use Apple Pay exclusively for contactless payment, you can set the limit for the physical card to RM0 through Maybank2U.
Apple Pay is currently compatible with all iPhone with Face ID as well as iPhone 6 and above. If you have an Apple Watch, you can use it to make payment directly from your wrist, and it’s supported from Series 1 and above.
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