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Home Digital Life

Ryt Bank now available in Chinese. Smarter Ryt AI, improved JomPAY integration and BNPL for Ryt Card coming soon

  • BY Alexander Wong
  • 17 September 2025
  • 5:29 pm
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In conjunction with the Malaysia Day celebrations, Ryt Bank says it is extending the nation’s spirit of unity and inclusivity by adding Chinese as a new language option to its digital banking app. In total, Ryt Bank now supports three languages – Bahasa Melayu, English and Chinese.

The digital bank by YTL Group and Sea Limited says the milestone ensures that more Malaysians can now access secure, seamless banking in the language they know best and it is a proud step for Ryt Bank towards inclusive digital finance.

New features coming to Ryt Bank

Ryt Bank interface in Chinese

Ryt Bank was launched officially to the public on 25th August 2025 and they are progressively adding more features to its digital banking app.

By the end of September, Ryt Bank says customers can expect a smarter Ryt AI which will enable QR payments alongside transfers and bill settlements. They will also add an upgraded toggle feature which makes every transaction faster and more seamless.

Ryt Bank will also offer a fully integrated JomPAY flow which they say will provide customers an effortless way to manage bills and payments all in one place.

In addition to Ryt PayLater which currently works for merchant QR payments, Ryt Bank will soon add flexibility for Ryt Card where users can choose between debit and “credit” in-app. Ryt PayLater is essentially a BNPL (Buy Now Pay Later) feature where users can get credit line up to RM1,499.

The digital bank currently offers 1.2% cashback (capped at RM5/month) for PayLater QR usage, up to 4% p.a. interest for Save Pockets and unlimited 1.2% cashback for overseas card transactions with zero foreign transaction fees.

How to switch to Chinese in Ryt Bank?

Changing language to Chinese in Ryt Bank

To switch the language to Chinese, tap on your profile icon on the top left of the Ryt Bank home screen. From there, tap on General and then tap on “Select preferred language”, then choose Chinese. Your Ryt Bank app should now be reflected in the selected language.

According to Ryt Bank, it is now Malaysia’s No. 1 finance app in the Apple Store and it is No. 2 in Google Play. It added that it is also the highest rated digital bank among customers.

Tags: digital bankJomPayRyt BankYTL Digital Bank
Alexander Wong

Alexander Wong

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