WeChat Pay is now offering greater convenience when it comes to mobile payments. If you don’t have sufficient eWallet balance, you can now pay directly via your assigned credit card.
The Quick Pay feature via Credit Card is now available for WeChat Pay users in Malaysia. Previously, you can link your credit card but it is only limited for in-app service providers.
To make a payment at a store, tap on “Me” in the WeChat app and select WeChat Pay > Quick Pay. On the QR code screen, just tap on “Balance” to change your payment mode from your eWallet balance to your credit card. Do note that it doesn’t support debit cards at the moment. When the merchant scans your code, the transaction amount will be charged to your credit card and it won’t deduct your eWallet balance.
The WeChat Pay Quick Pay feature has a daily cap of RM250 per credit card. According to Tencent, the credit card payment mode is among the many new features that will be rolled out to WeChat in the months to come. Tencent will continue to increase its WeChat Pay merchant touchpoints in Malaysia which currently includes Sephora, Caring Pharmacy and The Alley.